Rush Card - Review
This card was created by co founder of Def Jam record label, Russell Simmons. This is a prepaid card and is issued as the rush card or you can get a baby phat rush card.
The baby phat prepaid card works this way; you make a deposit on your card, then you can use your card to make purchases, then the funds to pay for those purchases are deducted from your card. The card offers 100% guaranteed approval.
There is no credit or chex systems check. The baby phat rush card is issued in a pink design and the rush card is issued in a black design.
This card offers free direct deposit. To use this you simply fill out a form and turn that into your employer.
Your paychecks are then directly deposited into your rush account/card. You will still get the details from your employer. It will show the amount of your deposit and taxes and hours worked.
This card can be used at ATM's over 800,000 locations throughout the world. In addition you get free online account access.
You card can be used to make purchases over the phone and online. In addition your rush card allows you to write physical paper checks.
To use this feature you visit the website and input the person or business that you want to write a check to. This includes name, amount of payment and address.
Then a physical check in your name is sent to the payee. This is a great way to pay your bills, no more buying money orders.
With bill pay you can save money on buying money orders. If you use direct deposit you will no longer have to pay check cashing fees.
However, we do not recommend the baby phat rush card. This is because they have many fees that other prepaid cards do not have.
For example the rush card charges you a convenience fee. A convenience fee is simply a fee for using your card.
The charge for this fee is $1.00. There is a maximum charge of $10.00 a month however you will be charged this $1.00 fee every time during that month.
You will have to wait till the end of the month and full calendar month later to have your extra charges refunded to your account.
That can end up being a full 2 months before you are refunded. This is unbelievable especially because many of us use are card more than ten times in a month.
Furthermore to be charged for every purchase you make seems outrageous. Then to have to wait for a full calendar month to expire before you are issued your refund is unbelievable.
Also to use bill payment you must enroll which is $2.00 then every check you write is another $1.00. There are other prepaid credit cards that offer free bill pay and no fees.
The rush card proudly says there are no hidden fees with their card. However they have more fees than any other card we have reviewed. They carry a fee with every transaction you make with your card.
In sum, stay away from the rush card. There are many other prepaid credit cards available that have lower fees and better benefits.
The baby phat prepaid card works this way; you make a deposit on your card, then you can use your card to make purchases, then the funds to pay for those purchases are deducted from your card. The card offers 100% guaranteed approval.
There is no credit or chex systems check. The baby phat rush card is issued in a pink design and the rush card is issued in a black design.
This card offers free direct deposit. To use this you simply fill out a form and turn that into your employer.
Your paychecks are then directly deposited into your rush account/card. You will still get the details from your employer. It will show the amount of your deposit and taxes and hours worked.
This card can be used at ATM's over 800,000 locations throughout the world. In addition you get free online account access.
You card can be used to make purchases over the phone and online. In addition your rush card allows you to write physical paper checks.
To use this feature you visit the website and input the person or business that you want to write a check to. This includes name, amount of payment and address.
Then a physical check in your name is sent to the payee. This is a great way to pay your bills, no more buying money orders.
With bill pay you can save money on buying money orders. If you use direct deposit you will no longer have to pay check cashing fees.
However, we do not recommend the baby phat rush card. This is because they have many fees that other prepaid cards do not have.
For example the rush card charges you a convenience fee. A convenience fee is simply a fee for using your card.
The charge for this fee is $1.00. There is a maximum charge of $10.00 a month however you will be charged this $1.00 fee every time during that month.
You will have to wait till the end of the month and full calendar month later to have your extra charges refunded to your account.
That can end up being a full 2 months before you are refunded. This is unbelievable especially because many of us use are card more than ten times in a month.
Furthermore to be charged for every purchase you make seems outrageous. Then to have to wait for a full calendar month to expire before you are issued your refund is unbelievable.
Also to use bill payment you must enroll which is $2.00 then every check you write is another $1.00. There are other prepaid credit cards that offer free bill pay and no fees.
The rush card proudly says there are no hidden fees with their card. However they have more fees than any other card we have reviewed. They carry a fee with every transaction you make with your card.
In sum, stay away from the rush card. There are many other prepaid credit cards available that have lower fees and better benefits.
About the Author:
Instead we suggest the account now visa they offer free activation, free direct deposit, free credit builder & free bill pay. You can view a list of the 3 best prepaid credit cards by visiting us.
posted by Debt Consolidation Loan at
9:44 AM
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