Fraudulent Credit Card Use
Almost everyone uses credit cards and are susceptible to credit card fraud. It is so prevalent today because it is so easy to do. Personal information can be obtained so easily in a variety of ways. That is why identity theft is so common. Once a person has your personal information all that is needed is mal intent and a bit of ingenuity and you have credit card fraud.
How People Can Use Your Credit Card
If you are someone that uses your credit card on a day-to-day basis, could you name everyone one that you handed that card to? Anyone who has access to your credit card numbers can try to perform credit card fraud. This is scary but something that we should take very seriously. Make sure that you are careful with your receipts. Always tear or shred up any papers that have your credit card numbers on them before you throw them away. Never give out your information over the phone or to anyone that you do not know or your are unsure of. You do not have to feel obligated no matter how hard someone tries to make you give out the information.
Be Aware of What's Happening with Your Credit Card
You should your credit card statement on a regular basis. If there is anything out of the ordinary call the company and inquire about it. You want to be aware of what is happening with your credit card at all times so that you can stop any fraudulent use quickly.
Get the Protection on Your Card
Most credit card services offer a fraud protection plan. This plan may cost you a few extra dollars a year, but it worth it even if you never need to use it. This protection will keep you safe from having to pay any money back that has been stolen. This means that if someone has been using your card, you are not responsible for this debt. This is a great plan to get and one that anyone who has a credit card should invest in.
What Happens if You Loose a Credit Card?
If you lost or misplaced your credit card, make sure that you report it as soon as possible. Even if you think that you lost it in your house or car, it does not matter. Odds are that you did, but there is a chance that you lost it somewhere else and you never know who may find it. If you report it missing, they can suspend your card until you find it or cancel it if you do not. It is not a big hassle and worth it in the end.
How People Can Use Your Credit Card
If you are someone that uses your credit card on a day-to-day basis, could you name everyone one that you handed that card to? Anyone who has access to your credit card numbers can try to perform credit card fraud. This is scary but something that we should take very seriously. Make sure that you are careful with your receipts. Always tear or shred up any papers that have your credit card numbers on them before you throw them away. Never give out your information over the phone or to anyone that you do not know or your are unsure of. You do not have to feel obligated no matter how hard someone tries to make you give out the information.
Be Aware of What's Happening with Your Credit Card
You should your credit card statement on a regular basis. If there is anything out of the ordinary call the company and inquire about it. You want to be aware of what is happening with your credit card at all times so that you can stop any fraudulent use quickly.
Get the Protection on Your Card
Most credit card services offer a fraud protection plan. This plan may cost you a few extra dollars a year, but it worth it even if you never need to use it. This protection will keep you safe from having to pay any money back that has been stolen. This means that if someone has been using your card, you are not responsible for this debt. This is a great plan to get and one that anyone who has a credit card should invest in.
What Happens if You Loose a Credit Card?
If you lost or misplaced your credit card, make sure that you report it as soon as possible. Even if you think that you lost it in your house or car, it does not matter. Odds are that you did, but there is a chance that you lost it somewhere else and you never know who may find it. If you report it missing, they can suspend your card until you find it or cancel it if you do not. It is not a big hassle and worth it in the end.
About the Author:
Are you thinking of trying to lower your monthly payments by negotiating credit card debt yourself? Be sure to visit the Debtopedia website at http://www.debtopedia.com to get some helpful tips first.
posted by Debt Consolidation Loan at
5:30 PM
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