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Monday, December 15, 2008

Wired Plastic Card - Review

By Dan Moskel

Wired Plastic Card is a prepaid Visa debit card. You must deposit money on your card and then you can use your card to make purchases or access cash through the ATM.

Your card is accepted both online and over the phone. It is also accepted everywhere you see the visa logo.

It is free to sign up for account alerts via e-mail and text messaging. It can also make hotel reservations or rent a car.

A very unique benefit of this card is they have a rewards program. You will earn 1 point for every dollar spent using your card.

These points can be redeemed at participating retailers which includes; Verizon Wireless, Cingular, T-Mobile and more. You can use your points to pay your phone bill; purchase music downloads or ring tones.

This card is issued through Bankfirst and gives you free direct deposit. There is a $3.95 monthly fee but that is much lower to the standard monthly fee ranging from $9.95 to $19.95 a month for other cards.

It can be used to write a physical paper checks to pay your bills including; cable, utilities, rent, car payment. This will eliminate your need to buy money orders. You can also load money onto your card at 100,000 different retail locations also with a bank transfer and with pay pal.

You are guaranteed to be approved for this card. There is no chexsystems verification or credit check. It will come with a 30 day money back guarantee which can be used for any reason.

Your card will act just like a checking account. If you are in chexsystems it will eliminate the need to purchase money orders or pay check cashing fees.

To qualify you must be a US resident. You must identify yourself in compliance with the Patriot Act and be at least 18 years of age.

In sum we do suggest the Wired Plastic card. It works just like a bank account.

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